Want to know more about equity release?
Watch our two-minute that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
"When I first found Richard Wylder as a mortgage broker, I'd had a lot of problems, mostly due to a local authority's computer systems being hacked, and was on the point of losing both my sale and purchase. But Richard came up with a scheme, and although I was wary at first, he went to a huge amount of trouble to help me, and did get me the deal I wanted. He was patient when I kept contacting him to push things along, and nothing was too much trouble. I would certainly recommend his services."
If you're over 55, equity release allows you to unlock cash from your home without needing to move. By taking out a lifetime mortgage, you can release a lump sum or withdraw funds as needed, whether you own your home outright or still have a mortgage. Any existing mortgage is paid off with the money released, giving you flexibility and financial freedom.
Yes, it’s completely safe. All equity release plans we offer are regulated by the Financial Conduct Authority (FCA) and follow the Equity Release Council’s guidelines. This means you’ll never owe more than the value of your home when it’s sold, giving you and your family peace of mind.
It’s your money, so you can spend it as you wish! Whether it’s upgrading your car, paying off debts, or enjoying your retirement in comfort, equity release offers you the chance to live life to the fullest in Manchester.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings
At Equity Release and Mortgage Partnership Manchester, we specialise in providing expert mortgage and equity release advice tailored to your needs. With years of experience, we aim to help you make well-informed financial decisions.
Whether you want to access the value of your home or find the best mortgage, we’re here to offer clear and straightforward advice.
Our goal is to secure your financial future, supporting you every step of the way with a professional yet personal touch.We offer professional advice to ensure you choose the best equity release plan for your needs.
Whether you’re looking to fund home improvements or increase your retirement income, we’ll find a plan that fits your goals.
We’ll also discuss alternative solutions to equity release to ensure you make the best decision for your future.
Here’s what to expect when you work with us for equity release, if you live in Manchester.
You get in touch for a no-obligation chat, either over the phone or face to face. Your adviser will explain how equity release works, answer initial questions, and check whether it could be suitable.
If equity release looks appropriate, your adviser will carry out a full assessment of your circumstances and recommend a plan tailored to your needs.
Your chosen lender will arrange an independent valuation of your home. This confirms the property value and the final amount you can release.
You’ll receive independent legal advice from a solicitor of your choice. They’ll explain everything in plain English and handle the legal side before completion.
Once everything is approved, your equity is released to you as a lump sum, smaller amounts, or a mix of both. You remain the owner of your home for life, with no mandatory monthly repayments.
You’re supported at every stage, and you’re free to stop the process at any time.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
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